How to disable contactless payment feature of SBI credit cards?

wifi credit card payment disable

Many of us use credit cards. Credit card has also become a part of our lives. If we use credit card well then it also gives us a lot of benefits. But if we spend extravagantly by this, it can also prove to be costly to us. India is not the same now. Now we are moving towards Digital India. You must have seen that you can use your credit card at even the smallest shop. And we also get cashback instead. Or sometimes we get some discounts too. Some time ago, contactless cards have been launched in India too. Not only credit cards, but now debit cards are also coming contactless. It has some advantages as well as some disadvantages.

 Let’s first know what contactless or WiFI cards are. 

Contactless cards are those in which a chip is attached. If we have to pay at a store, the owner of the store will ask for your card. And the shop owner puts the amount in his payment machine and touches the card with the machine and your payment becomes successful. Now you will be thinking that we neither received the OTP nor did we enter the passwords in the machine, then how did the payment become successful? Yes, this is the magic of contactless cards. You can also pay without a password. 

That is why I said earlier that it has some advantages and some disadvantages. This technology is already working in other developed countries. But this technology is still new in India, so people do not know much about it. But contactless also has a limit. You cannot pay more than 2000 rupees in one turn. So suppose that if by mistake your card goes to someone and they want to pay, then they cannot pay more than 2000 rupees. To pay more than this, he has to enter the card’s password.

So that’s why you don’t need to panic. And even if someone does it, you can get your card blocked. And you can also block that transaction. First of all, let me tell you that I use credit card of SBI bank. Therefore, I can easily tell you how you can stop the contactless payment of these two banks’ cards. Or how you can stop it yourself. 

If you are using a credit card, then you will also be using these bank apps. First of all, we will know how you can disable contactless payment of SBI card. 

How to disable contactless or WIFI payment feature of SBI credit cards?

1. First of all, you have to open SBI card app.

2. After that, in the home page of the app, you will see three lines on the top left corner. You have to click on it. 

3. After that you will see the option “Services” below. You have to click on it.

4. After clicking on services you will have a new page open. There you have to click on “Manage card usage”.

5. After that you will see three options.

   Domestic Transactions

   International Transactions

   Tokenized Payments

6. Click on Domestic Transactions”

7. After that you will see the option of “Contactless Transactions”, you can disable Contactless Transactions from there.

But these are only for India. If you want to stop international transactions also, then I am going to tell you about it below. You must know that even in international transaction there is no need for a pin, so it is right to keep it closed.


How to disable International payment (contactless or WIFI) feature of SBI credit cards?

1. First of all, you have to open SBI card app.

2. After that, in the home page of the app, you will see three lines on the top left corner. You have to click on it. 

3. After that you will see the option “Services” below. You have to click on it.

4. After clicking on services you will have a new page open. There you have to click on “Manage card usage”.

5. After that you will see three options.

   Domestic Transactions

   International Transactions

   Tokenized Payments

6. You have to click on “International Transactions”.


7. After that you will see 4 options again.

   Online transactions

   Point of sales (POS) Transactions

   Contactless Transactions 

   ATM transactions

You have to disable all of them. And now you will not be able to do any kind of international transaction with your card. Yes you can use your card anywhere in India. 

I thought it appropriate to talk about international transactions because a lot of people do not know about it. Mostly Visa and Mastercard are used in India. And you will be surprised to know that we can use these cards in the whole world. And in most countries, when you make a payment, you will not even ask for a PIN, you will enter your card details and CVV numbers in any website and your payment will be successful. So whenever you buy something from an international website, take special care of this matter. 




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