How to redeem SBI IRCTC, Simply Click and Simply Save credit card reward points in cash

wifi credit card payment disable

Credit cards are also called plastic money. If we live in a city, we do not have to go to the market with money. Nowadays we can use a credit cards in every shop or mall. Almost all banks provide credit card facilities. There are many benefits of shopping with credit cards. If we pay with cash then we neither get reward points nor cashback. But if we make payment through credit card, then we get good cashback or discount and also we get reward points from the bank.

As you know, SBI and HDFC banks are at the top of credit card providers. So if you are using the credit card SBI and you want to know about your reward points, then I will give you complete information about it in this article. I have been using SBI Simply Click Card for the last 3 years. SBI Simply Click Card is made for people who mostly shop on online websites. My shopping is mostly online, that’s why I applied for the Simply Click card.

SBI Simply Click Credit Card

I will give you complete information about SBI’s credit cards but first, we will talk about how you will redeem its reward points in cash if you use any credit card SBI.

How to redeem SBI credit card reward points in cash?

You can redeem the reward points of all cards from SBI such as SBI IRCTC, Simply Click and Simply Save credit cards in the same way. First of all, let me tell you that you cannot convert the points of SBI Credit Cards into Cash. You can buy some online website coupons through those reward points. Or you can also do shopping. You can also buy Amazon Pay’s coupon through points. And you can add that coupon to your Amazon Pay balance. You can also pay bills and recharge your prepaid mobile from Amazon Pay. Along with this, you can also buy a voucher for a clear trip.

SBI credit card

So let’s know how you can redeem your Reward Points. If you use a credit card SBI, then you must also be using the app of SBI cards. If you do not use the application, then install this application on your phone. Only then can you redeem your Reward Points.

First of all, you have to log in to the “SBI Cards app”.

After that, you will see three lines in the top left corner on your home page. You have to tap on those “Tree Lines”.

After that, you have to tap on the “Rewards”.

After clicking on rewards you will see all your reward points. If you have more than 2000 reward points you can redeem them only. This is because a reward point costs 0.25 rupees. And you can get a coupon of at least 500 rupees only.

After that, you have to do tap on “Redeem”.

After that, you will see two options.

  1. Clear Trip
  2. Amazon Pay

If you want a coupon for Amazon Pay, then tap on “Amazon Pay”.

After that tap on “Add To Cart”, and then tap on “Redeem Cart”.

After that, you have to select how many coupons you want. You will get a 500 rupees coupon for 2000 points. If you have 4000 points then you can get 2 coupons.

After that, you have to tap “Checkout”.

After that, you will see two checkboxes. You have to tick both checkboxes. and after that, you have to tap on checkout. And just after that, your work is finished. Now your Amazon coupons will be found on your email and phone number.

So in this way you can easily redeem your reward points. Now I am going to tell you that when you have access to the coupon of Amazon Pay, then how can you add it to Amazon Pay balance.

First, you log in to Amazon. If you are logging in on your laptop, then you will see the option of Amazon Pay. You have to tap on “Amazon Pay”.

After that, you will see the option of “Add Gift Card”. Tap on this option.

After that, you have to enter your coupon number.

After that click on “Add to your balance”.

Now the balance will be transferred to your account. And you can use that balance.

Which is best SBI credit card for online and offline shopping?

There are two such cards that I like very much. First of all, we will talk about which card is right for you if you like shopping online.

SBI Simply Click credit card

Many of you will know about SBI Simply Click credit. If you like shopping on websites like Flipkart and Amazon, then this card is very good for you. By shopping on these websites you get 10 times more reward points. Below I am going to tell you some benefits of this card.

Log-in Gift

Get Amazon.in gift card worth Rs.500* on joining

e-Shopping Rewards

  • Earn 10X Reward Points on online spends with exclusive partners – Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds 
  • Earn 5X rewards on all other online spends

Milestone Rewards

  • e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh
  • e-voucher worth Rs.2,000 on annual online spends of Rs.2 Lakhs

Enjoy Complete Fuel Freedom

  • 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 (exclusive of GST, wherever applicable, & all other charges)

Annual Fee Reversal

  • Spend Rs 1,00,000 and get annual fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year.

Contactless Technology

  • Simply wave your card at a secured reader and your transaction is done

SBI Simply Save Credit Card

If you like to shop more offline than online, then SBI Simply Save Credit Card is good for you. In this card too, you get 10 times more reward points at select big stores. So I am going to tell you the benefits of this card also below.

10x Reward Points

  • Enjoy 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.
  • On all your other spends, earn 1 Reward Point per Rs 100 spent
    (4 Reward Points = Rs. 1)

Enjoy Complete Fuel Freedom

  • Get freedom from paying the 1% fuel surcharge at any petrol pump
  • Transact an amount between Rs. 500 to Rs. 3,000 at any petrol pump in India to avail this offer

Spend Based Reversal

  • Get annual membership fee reversal from second year of your subscription
  • To avail fee reversal, you need to have spent Rs. 1,00,000 or more on your SimplySAVE SBI Card in the previous year

Best app to pay credit card bill

If you want to pay your credit card bill and also want to get cashback, then today I am going to tell you about an app where you can earn thousands of rupees by paying a credit card bill.

CRED App

Many of you will know about this app. But if you do not know about CRED app, then let me tell you that through this app you can pay the credit card bill of any bank. And every time you pay a bill, you also get cashback.

CRED app payment proof

I have been using Cred App for almost a year and in one year I have received cash back of more than 3000 Rupees.

Is CRED free and safe app?

CRED is safe and it is also free. You do not have to pay charges to pay the credit card bill. You will not have to pay money but you will get cashback. That cashback will be adjusted to the outstanding bill of your credit card. You will not receive that cash back in your bank account.

Who can apply for SBI credit cards?

Now let’s talk about who can apply for both these cards. If you already use a credit card from another bank, then you can get both these cards on the basis of that card. But if you want to get a credit card for the first time, then your salary should be at least 25 thousand. Or if you are a businessman, then you will have to submit your income tax statement. After that, you can easily get both these cards. If you want to apply for an IRCTC card then you can also do this. If you travel more in train then the IRCTC card can prove to be beneficial for you. So in this way you can use the CRED app.

How to redeem SBI credit card reward points in YONO app?

If you want to redeem your credit card’s reward points through the YONO app, you cannot do this. If you want to redeem your points then you will have to download the SBI card app. Only then will you be able to redeem your credit card reward points.

How to redeem SBI reward points in YONO app?

If you have an account with SBI Bank, you get some reward points on transactions. Even if you use your debit card, you still get some reward points. Yes, you can redeem them through the YONO app. Below I am going to tell you how you can get your reward Points redeemed in YONO App.

First, you have to log in to your YONO app

After that scroll down and click on “SBI rewards”

After that, you will see your reward points.

Then tap on the “Redeem Now” option. Then you have to tap on “I Agree“.

After that, you will see some products. You can buy those products using your reward points. You can also use these points for charity.

So in this way you can get your SBI Reward Points redeemed.

How to check SBI debit card reward points?

If you use a debit card from SBI, you can redeem your reward points. For this, you can use the SBI Rewards website. But many people do not know how many reward points they have. They do not know how to check their reward points. So today I will tell you how you can check your SBI reward points. By the way, I have given all the information about it above. You can get this information from there. So let’s know how you will know how many reward points you have with SBI.

First of all, you have to log in to the YONO app.

After that when you scroll down to the Home page, you will see the option of SBI Rewards. Then you have to tap on SBI Rewards.

And after that, you will see how many reward points you have.

And from there you can get these reward points redeemed as well.

You can buy any product using those points.

How to earn SBI reward points?

Many people do not know how they can earn reward points through their SBI debit card. Whenever you shop through your debit card, such as shopping online or shopping at a store, you are given some reward points from SBI. You are also given reward points on bill payment and recharge. From shopping with your Debit Card to paying timely EMIs for your loan, you earn Reward Points for a variety of transactions.

SBI reward points value

Many people do not know the value of one of their SBI Reward Points. I am going to tell you below how much a reward point is worth.

Reward Point is equivalent to INR 25 Paisa. Thus, 1000 Reward Points get you free shopping worth Rs. 250.

SBI reward points to cash calculator

If you are looking for a calculator so that you can find out the value of your SBI reward points, then I do not think there is any need for it. And anyway you will not find any such calculator online. You can also find it with the help of a simple calculator.

Reward Point is equivalent to INR 25 Paisa. Thus, 1000 Reward Points get you free shopping worth Rs. 250.

So in this way you now know that the price of one of your reward points is 25 paisa, so with the help of any calculator you can find the value of your reward points.

Hope you are happy with this information. And you will have got the answers to all your questions. I know that you must be very sad to know that you cannot convert your reward points into cash. But I want to tell you that you can also use Amazon Pay’s coupons in a good way. You can pay your electricity bill, Gas bill, Insurance and many types of bills from it.

If we have missed any information by mistake, then you can tell us through comments. and you can also contact us through the contact page. We will be happy to assist you.

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